I think Apple Pay (Pay) may be the most underrated, misunderstood and possibly the most disruptive of the new announcements from Apple last week.
First of all, what is it with our current payment systems (primarily in the US but also in the rest of the world) that needs fixing or improving? While you could argue that ease of use and convenience is part of it, I would argue that security is a bigger issue. So I’ll tackle each of these and see where Apple can disrupt the status quo.
As everyone predicted, Apple unveiled its new iPhone iteration. Another refinement. Larger screens, upgrades to the insides, and a style update. Relentless in its refinements, Apple is addressing all the wishes and needs of its users (and even its expatriates – who are all sounding like they'll be back shortly).